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DTSTART;TZID=America/Los_Angeles:20261113T150000
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SUMMARY:The 10 Laws of Finance for Business Owners
DESCRIPTION:The 10 Laws of Finance for Business Owners\n \nFriday\, November 13th\, 2026\n3:00 – 5:00 pm\nFee: No Fee \nLocation: Dr. Martin Luther King Library (SJPL Workspace\, 3rd Fl)\n150 E San Fernando Street\, San Jose\, CA 95112 \n**Free parking with validation is available at the Fourth Street Garage (44 S 4th St. San Jose\, CA 95112)** \n\nJoin us for an exclusive\, two-hour in-person workshop designed to transform how you view and manage your company’s financial health: Ten decisions every business leader needs to understand\, measure\, and improve. \nThrough real-world benchmarks and practical frameworks\, this workshop exposes the hidden variables that separate fragile revenue from sustainable wealth. You will walk away with an actionable blueprint to test your growth stories against reality\, identify single points of failure\, and accurately price risk before taking on major commitments. \nKey topics by law:\n1. You Cannot Fix What You Hide – Clean financial inventory: cash\, debt\, margins\, obligations\, owner pay\, and what the business can actually afford. \n2. Displaying Wealth Consumes It – Separate spending that creates strength from spending that signals success: office\, vehicles\, tools\, branding\, lifestyle\, and unnecessary fixed costs. \n3. A Number Alone Will Lie to You – Interpret revenue\, growth\, headcount\, profit\, followers\, and cash through context: trend\, benchmark\, margin\, risk\, and alternative use of capital. \n4. Accuracy Emerges from Error – Build a monthly forecast\, compare actuals to expectations\, and use the variance to improve decisions instead of avoiding uncertainty. \n5. Present Decisions Create Exponential Future Impact – Recurring pricing\, margin\, debt\, hiring\, churn\, customer-quality\, and reinvestment decisions compound through the business. \n6. Potential Is a Story; Cash Flow Is Reality – Test every growth story against cash timing\, working capital\, debt service\, owner stress\, and operating capacity. \n7. The Only Worthwhile Risks Command Incremental Expected Rewards – Price major risks before leases\, loans\, hiring\, inventory\, product launches\, or expansion. Upside must be incremental and downside must be survivable. \n8. Concentration Creates Unnecessary Fragility – Identify single points of failure: one customer\, one supplier\, one platform\, one lender\, one employee\, one owner\, or one source of demand. \n9. Every Yes Has a Casualty – Use opportunity cost and a hurdle rate before adding customers\, products\, obligations\, marketing channels\, hires\, or commitments. \n10. Success Hardens into Constraints – Review whether old systems\, founder habits\, informal approvals\, legacy pricing\, and identity-based decisions are now limiting the next stage. \nAdditional Resources: Free courses\, calculators\, templates\, guides\, and practice materials are available at the course. \n  \nREGISTER
URL:https://www.nawbo-sv.org/event/the-10-laws-of-finance-for-business-owners/
LOCATION:Martin Luther King Jr. Library – 3rd Floor\, 150 E San Fernando St.\, San Jose\, CA\, 95112
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BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20261117T120000
DTEND;TZID=America/Los_Angeles:20261117T130000
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SUMMARY:Monthly Virtual Connections
DESCRIPTION:Monthly Virtual Connections\n\nNovember 17th\, 2026 | 12:00 pm\nThis is a free virtual event. Members and non-members welcome. \nInterested in being our next spotlighted member? Email Tonia Chagnon at tchagnon@nawbo.org to learn more! \nExperience your NAWBO community! Virtual Connections is more than another online meeting—it’s your place to experience the NAWBO community. Join NAWBO members each month for genuine conversation\, shared experiences and meaningful connection. You’ll get to know the people behind the businesses\, hear real stories from fellow business owners\, exchange ideas and perspectives\, celebrate what’s happening in our community and stay connected to what’s happening across NAWBO. Come once and you’ll find a welcoming community and a conversation worth having. Come back\, and something even better happens—you begin to know people\, and they begin to know you. Come for the conversation. Come back for the community. \nRegister
URL:https://www.nawbo-sv.org/event/monthly-virtual-connections/
LOCATION:Virtual
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DTSTART;TZID=America/Los_Angeles:20261119T150000
DTEND;TZID=America/Los_Angeles:20261119T170000
DTSTAMP:20261023T232242Z
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SUMMARY:Finance with AI for Small Business Owners
DESCRIPTION:Finance with AI for Small Business Owners\n \nThursday\, November 19th\, 2026\n3:00 – 5:00 pm\nFee: No Fee \nLocation: Dr. Martin Luther King Library (SJPL Workspace\, 3rd Fl)\n150 E San Fernando Street\, San Jose\, CA 95112 \n**Free parking with validation is available at the Fourth Street Garage (44 S 4th St. San Jose\, CA 95112)** \nThis workshop provides you with the tools and confidence to run your finances for decision-making with ease.\nPresented by Bizzaly in partnership with Silicon Valley SBDC – Northern CA Network. This in-person training workshop helps small business owners cut through AI hype and put it to work on real financial tasks. \nAttendees will leave with a repeatable prompting framework and a set of ready-to-use prompts for budgeting\, forecasting\, cash flow analysis\, and fundraising – plus a clear sense of where AI helps most and where a human still needs to check the work. \nNationally\, 76% of small businesses now use AI in some form\, and 91% of those using it report a revenue boost – yet most owners still don’t feel confident using it for anything beyond drafting text. \n1. What Is AI? \n• Demystifying artificial intelligence and large language models\n• How today’s AI tools actually work – and where the industry stands right now \n2. How to Use AI Effectively \n• The CLEAR prompt method: Context\, Lens\, Expected Outcome\, Assets\, Review\n• A repeatable framework for getting usable results on the first try \n3. AI for Finance \n• Forecasting – modeling best-case\, worst-case\, and likely revenue scenarios\n• Budgeting – drafting a starter budget and categorizing expenses in minutes\n• Cash flow analysis – spotting trends and risks before they become a crisis\n• Fundraising – drafting pitch narratives and prepping for investor Q&A\n• Grant writing – turning your facts into a funder-ready narrative\n• Guardrails – what to verify\, and what never to paste into a chat window \nThis workshop is brought to you by the Bizzaly team – your business ally for putting AI to work smarter. \nREGISTER
URL:https://www.nawbo-sv.org/event/finance-with-ai-for-small-business-owners/
LOCATION:Martin Luther King Jr. Library – 3rd Floor\, 150 E San Fernando St.\, San Jose\, CA\, 95112
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DTSTART;TZID=America/Los_Angeles:20261119T173000
DTEND;TZID=America/Los_Angeles:20261119T193000
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SUMMARY:Save the Date! The Power of Appreciation
DESCRIPTION:Save the Date!\nThe Power of Appreciation\nRecognizing what matters.\nBuilding what’s next.\n \nThursday\, November 19th\n5:30 – 7:30 PM\nJoin NAWBO Silicon Valley for an evening that celebrates the leadership\, relationships\, and entrepreneurial spirit that bring us together\, and the people who help our businesses grow. \nHow can you use your experience\, influence\, or connections to help another woman business owner succeed? \nWhat’s Waiting for You!\n\nAn Inspiring Speaker\nAppetizers and Beverages\nRound Table Discussions\nInspiring Readings\nRaffle Prizes\nNo-host Bar\n\nEnjoy great conversation and an inspiring speaker (to be announced). \nRegistration link and more details coming soon!!
URL:https://www.nawbo-sv.org/event/power-of-appreciation/
LOCATION:Virtual
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DTSTART;TZID=America/Los_Angeles:20261120T130000
DTEND;TZID=America/Los_Angeles:20261120T140000
DTSTAMP:20261028T000331Z
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SUMMARY:New Member Onboarding
DESCRIPTION:New Member Onboarding\n\n \nNovember 20th\, 1:00 PM\nHave questions about membership benefits?\nFind out more about your NAWBO & NAWBO SV member benefits\, including events\, programming and opportunities to increase your company’s visibility. \nLaunch Zoom
URL:https://www.nawbo-sv.org/event/new-member-onboarding/
LOCATION:Virtual
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